[Updated] Mutual Fund क्या है? कैसे काम करता है? और उसके प्रकार

Mutual Fund in Hindi - म्यूच्यूअल फण्ड क्या है?

Kya Aapne Kabhi Socha Hain Mutual Funds Kay Bare Me.Aksar Mutual Funds Ko Lekar Kafi Sawal Humare Man Me Uthte Hai. Kuch Kay Jwab Hume Pata Hote Hain Aur Kuch Hum Anumaan Laga Lete Hain.Lakin Guys, Aab Aapko Paresaan Hone Ki Jarurat Nahi Kyuki Aaj Kay Iss Article Me Mai Aapko Vistaar Sa Bataunga म्यूच्यूअल फण्ड क्या है? - (Mutual Fund in Hindi), Mutual Funds कैसे काम करता हैं?, Mutual Funds में निवेश कब करे?, Mutual Funds कितने प्रकार के हैं?

[Updated] Mutual Fund क्या है? कैसे काम करता है? और उसके प्रकार
[Updated] Mutual Fund क्या है? कैसे काम करता है? और उसके प्रकार

Maine Aap Logo Ko Pichle Post Me Bataya Hain Ki What Is Share Market In Hindi – शेयर बाज़ार क्या है? Aap Diye Link Par Click Karke Padh Sakte Hai. Maine Ye Islyie Bataya Hai Kyuki Aksar Log Sochte Hain Ki Share/Stock Market Aur Mutual Funds Ek Hi Hai.Lakin Main Aapko Bata Du Inn Dono Me Bahut Andaar Hota Hai.Ye Dono Hi Bazaar Ka Ek Hissa Hain Aur Dono Ka Maksad Ek Hi Hain Kam Samaya Me Jyada Paise Kamana.


Aapki Jankari Kay Liye Bata Du Ki Mutual Funds Me Koi Bhi Invest Kar Sakta Hain. Jaruri Nahi Hai Ki Aapke Pass Aadhik Matra Me Paise Hone Chahyie Balki Aap Thoda Paise Me Bhi Invest Kar Sakte Hain.To Chalyie Aapka Jyada Samaya Waste Na Karte Hue Apna Topic Ki Aur Badhte Hain Aur Aapko Batate Hain Ki Kaise Aap Safely Mutual Funds Me Paise Invest Kare. 



Mutual Funds क्या है? Fully Explained In Hindi -

Mutual Funds Ek Prakar Sa Funds (Rupees) Sangarah Hain.Jaha Par Sabhi Niveshko Ka Paise Saman Roop Sa Rakhe Jaata Hain.Aur Inn Paise Ka Use Kisi Bhi Field Ya Jagah Nivesh Karne Kay Liya Kiya Jata Hain.Funds Ki Jimedari Professional Fund Manager Ki Hote Hain. Jesse पेशेवर फंड मैनेजर Bhi Kahate Hain.Inka Kaam Sirf Ek Hi Hota Paiso Ka Sahi Use Karke Acchha Profit Kamana.Jiske Madad Sa Niveshko Ko Acchha Return Mil Sake.

Professional Fund Manager - Professional Fund Manager Ka Bahut Important Role Hota Hai.Kyuki Mutual Funds Me Sabhi Jama Dhanrashi Ki Jimedari Inhe Ki Hote.Inka Kaam Hota Sari Details Check Karna Ki Paise Kaha Par Invest Karna Hain Profit Kitna Hota Hain.Professional Fund Manager Ka Kaam Hota Hain Ki Logo Ka Paiso Ko Invest Karke Unhe Acchha Return Diya Jaye.

Securities And Exchange Board Of India [SEBI] - Agar Baat Kare Suraksha Ki To Mutual Funds SEBI Ka Dwara Enrolled Hain.Joki Ye Ek Sarkari Security Agency Hai Jiska Kaam Bazaar Ka Paiso Ko Surachit Rakhna Hota Hain.SEBI Ka Pass Bhi Kai Right Hote Hain Jaise Ki SEBI Samaya Samaya Par Check Karte Rahte Hai Ki Kahi Koi Company Kisi Bhi Prakar Sa Koi Fraud To Nahi Kar Rahe.

Mutual Funds Pahile Investment Funds Tha Joki Baad Me Change Kiya Gaya Tha. Agar Hum Baat Kare Investment Ki To Pahile Kay Mukabala Aab Bahut Aadhik Hain.Jaise Hi Logo Ko Iske Bare Me Sahi Jankari Mil Rahe Waise Waise Log Isme Invest Kar Rahe Hain.Agar Hum 2018 Ki Baat Kare To Logo Ka Rujhaan Kafi Badha Hain. (approx 1.2M) To Chalyie Main Aab Aapko Inke Bare Me Vistaar Sa Batata Hu.

Mutual Fund कैसे काम करता है और कुछ ऐतिहासिक तथ्य -

Reserve Bank Of India (RBI) Aur Unit Trust Of India (UTI) Ki Madad Sa Milkar 1963 Me Mutual Fund Banaya Gaya Tha.Joki Sirf Ek Hi Udashya Sa Banaya Gaya Hai Ki Nivesko Ko Unity Ka Bare Me Samjhana Aur Logo Ko Unke Paise Acchhe Jagah Nivesh Karke Jyada Sa Jyada Paise Profit Kamaya Ja Sake. Agar Baat Kare UTI Ki To Isse Ek Act Kay Jariye Sarkar Dwara Chalu Kiya Gaya Tha. Agae Chalkar Ye 1978 Me UTI Aur RBI Ka Sanghathan Ko Alag Kar Diya Gaya.Joki Uss Samaya Log RBI Ki Wajah Sa Hi Mutual Funds Par Bharaosa Karte Tha.Lakin Jab Logo Ko Iske Bare Me Pata Chala Waise Waise Log Isme Invest Karna Pasand Karne Lage.Agar Baat Kare Investment Ki To Log Isme 1964 Sa Lekar 1987 Tak 6700 Crore Invest Kar Chuke The.Aur Acchhi Baat To Ye Hue Ki 1987 Me Public Sector Funds Banaya Gaya Jiske Madad Sa Alag Alag Banko Na Mutual Funds Start Kar Diya.

Sabse Pahile SBI (State Bank Of India) Ne 1993 Me Non UTI Mutual Fund Banaya. Jisme Logo Ka Utsah Dekhne Ko Mila.Log Badhchadh Ka Hissa Lene Lage.Public Sector Fund Ka Baad Aaya Private Sector Funds Jisme Ki Aadhik Matara Ma Niveshko Kay Option Mil Gaye.Sidhe Sabdo Me Kaha Jaye To Logo Ka Dwara Paise Lekar Usse Kisi Jagah Invest Karke Acchha Profit Kamaya Jaya.

How Many Types of Mutual Funds in Hindi -

Mutual Funds Waise Kai Prakaar Ka Hote Hain.Lakin Main Aapko 2 Category Me Samjhane Ki Kosis Karunga.To Chalyie Aapka Jyada Time Waste Na Karte Hue Apna Topic Ki Aur Badhte Hain. 

1) संरचना के आधार पर Mutual Funds के प्रकार -

A) Open Ended Mutual Funds - Jaise Ki Aapko Naam Sa Hi Pata Chal Raha Hoga. Iss Investment Me Aap Kabhi Bhi Funds Ko Kharid Aur Bech Sakte Hain.Isme Funds Ko Kharidne Aur Beechne Kay Liye Koi Fix Time Ya Periods Nahi Hota Hain. Isse Karan Sa Log Open Ended Mutual Funds Ko Jyada Pasand Karte Hain.

B) Closed Ended Mutual Funds - Iss Prakar Ka Mutual Funds Logo Ko Kam Pasand Karte Hai.Kyuki Closed Ended Mutual Funds Me Ek Nirdharit Samaya Par Funds Ko Kharid Aur Bech Sakte Hain.Isse Trading Me Jyada Use Kiya Jata Hain.

C) Interval Funds - Interval Funds Ki Suruwat Upar Diye Dono Type Ko Mix Karke Banaya Gaya Hain.Ye Ek Specific Time Of Interval Me Funds Kharid Aur Bech Sakte Hain.Aur Sath Me Nirdharit Samaya Me Funds Ki Trading Ki Jate Hain.

2) एसेट के आधार पर म्यूच्यूअल फंड्स के प्रकार -
A) Debt Funds - Iss Funds Me Niveshko Ki Suraksha Par Jyada Dhyan Rakha Gaya Hai.Kyuki Isme Niveshak Debenchers, Government Bonds, Aur Anaya Nischit Aaya Par Aadharit Hote Hai Jisme Ki Jokhim Kam Hota Hai.Agar Aapki Income 10,000 Rupees Sa Aadhik Hai To Aapko Tax Bharna Padh Sakta Hai.

B) Liquid Mutual Funds - Liquid Mutual Funds Bhi Ek Best Option Hain.Kyuki Isme Aapki Paise Ka Risk Kam Hota Hai. Aur Yaha Par Aap Kam Samaya Me Jyada Profit Kama Sakte Hai.Agar Aap Chahata Hain Ki Kam Samaya Me Acchha Profit Kamaya Jaye To Ye Ek Best Option Rahega Aapke Liye.

C) Equity Funds - Iss Type Ka Funds Me Jokhim Aadhik Matra Me Hota Hai.Lakin Auro Ka Mukabla Isme Aadhik Profit Hota Hain.Islyie Log Iss Par Nivesh Karna Pasand Karte Hai.

D) Money Markets Funds - Iss Prakar Ka Mutual Funds Logo Ka Dwara Jyada Pasand Kiye Jate Hai.Kyuki Isme Acchhi Baat Ye Hai Ki Short Terms Income Acchhi Hote Hai.Agar Aap Event Ya Koi Festival Earning Karna Chahata Hai To Ye Ek Best Option Rahega.Money Markets Funds Me Aap Acchha Khasa Profit Kama Sakte Hai.

E) Balanced Mutual Funds - Ye Equity Aur Debt Funds Ko Mila Julakar Banta Hain.Jisme Niveshak Income Ka According Funds Jamakarke Acchha Khasa Profit Kama Sakta Hain.Lakin Iss Type Ke Funds Me Thoda Khatra Bana Rahata Hain.Jyada Jokhim Nahi Hota Hain.Aap Isme Bhi Nivesh Karke Acchha Khasa Income Kar Sakte Hai.

Benefits Of Mutual Funds In Hindi -
Mutual Funds Ka Fyade Bahut Sa Hai Bas Aapko Pata Hona Chahyie Ki Kaha Paisa Invest Kare To Jyada Profit Hoga.To Chalyie Main Aapko Sub Categories Wise Aapko Vistaar Sa Samjhane Ki Kosis Karta Hu Ki Kaise Aap Mutual Funds Me Aadhik Paise Kama Sakte Hai.

> Professional Management - Jab Bhi Aap Koi Funds Invest Karte Hai To Uski Jimadari Professional Funds Manager Ki Hote Hai.Wo Sare Jankari Check Karta Hai Ki Aap Kaha Funds Invest Kar Rahe Profit Hoga Ya Nahi, Ya Kitne Matra Me Profit Hoga.Tabhi Wo Aapko Allow Karta Hai Ki Aap Nivesh Kare.

> Diversification (विविधता) - Main Aapko Bata Du Koi Bhi Mutual Fund Me Invest Karta Hai To Uski Khwyis Hote Hai Ki Usse Security Mile Aur Aadhik Matra Me Labh Ho.Lakin Agar Acchhi Khasi Profit Return Pana Chahata Hai To Aapko Alag Alag Jagaho Par Nivesh Karna Chahyie. Kyuki Ye Risk Free Aur Jyada Profit Kamane Me Madad Karte Hai.

Isme Aapko Aur Kai Option Dekhne Ko Milange Jaise Ki Variety (विकल्प), Convenience (सुविधा), Affordable (सस्ता), Aur Tax Benefits Joki Aap Ka Liye Bahut Hi Acchha Rahega.Aap Nivesh Karke Acchha Profit Earn Kar Sakte Hai.

 Note - Mutual Funds में निवेश करने से पहले सारे दस्तावेज और फंड्स से जुडी सारी जानकारी एकत्रित कर ले| किसी भी नुक्सान के आप स्वयं ज़िम्मेदार होंगे|

   Conclusion -
To Dosto, Mujhe Umeed Hai Ki Aab Aap Samajh Gaye Honge Ki Mutual Funds Kya Hai? Mutual Funds Kaise Kaam Karta Hai? Ya Hume Kab Acchha Profit Hoga.Lakin Agar Abhi Bhi Aapka Koi Sawal Hai To Comment Box Me Comment Karke Puch Sakte Hain Main Aapke Comment Ka Reply Jarur Dunga.

                    Thanks For Reading......... 

दोस्तों! अगर आपको यह post पसंद आया है तो यह post अपने दोस्तों के साथ भी शेयर करे।

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